Why Buy Long-Term Care Insurance?

A long-term care insurance policy allows you to feel confident about your future and provides you with resources to help cover the cost of long-term care. The America's Health Insurance Plans, 2007 National Survey, gives several reasons people buy purchase long-term care insurance:

  • Minimize financial exposure and take responsibility for protecting their assets
  • Avoid being a burden on loved ones
  • Enhance choices and independence - to receive care in the setting they prefer